Offer suitable alternatives for customers who’ve been unsuccessful with a loan application
Regions available:
Austria
Australia
Belgium
Canada
Cayman Islands
Ireland
Germany
Netherlands
New Zealand
Singapore
United Kingdom
Lending, banking
Automated decisioning and signposting for declined customers
With quick and accurate financial assessments, Aryza Decline enables you to effectively manage customers who have been declined for financial products
If you have your own FCA debt advice permissions, we can work with you to build your own white-labelled version of the Decline product. This can fit into your existing advisory processes. Alternatively you can work with our partner interfaces. They can use their debt advice permissions to take your declined clients and work them through their established process, generating quick results.
Benefits
Help for declined loan applications
Built to reflect your brand
Aryza Decline can be ‘white-labelled’ to reflect your brand and messaging and provide reassurance to your customers
Reliable and consistent data
Provide an in depth and accurate overview of finances based on open banking and credit bureau data along with your chosen questions
Consistent presentation of data
Convert the data gathered into a Standard Financial Statement (SFS)
Powerful rules engine
Apply rules to the SFS and provide a decision system that presents the consumer with the best outcome for their current position
Works with your CRM
Seamless transfer into CRM or case management tools – no re-keying required
Data security is in built
All data is stored in Azure servers
Support for your agents
Full end-to-end digital journey, also has a fully configurable Agent interface that enables an assisted journey supported by call centre staff if required
Minimal impact on in-house IT
You won’t need heavy IT resources to implement the software into your systems, and as speed-to-market is a priority, you can expect to be up and running within 5-6 weeks
Built with consumers in mind
Easily automate ongoing communications with your customer throughout their journey, and design automated operational flows to streamline communication
Tailored to your business processes
Aryza Decline can be configured to your business needs, rules and branding, making it a bespoke solution for you
1250+
Clients
10m+
People Helped
500+
Employees Worldwide
“Aryza Control and the feedback from our collection partners will teach us a great deal.”
Debt Collection Agency Manager at T-Mobile
“After a successful pilot scheme, we’re delighted to have rolled out Dreams Credit Placement Portal to all 210 stores and our eCommerce platform. We complete around 1,400 credit applications each week, highlighting how important it is we get the process right first time and eliminate any unnecessary barriers at point of sale. “We looked to partner with the team at Aryza due to their extensive experience and market knowledge. They were able to offer us a bespoke solution like nothing else on the market and we were able to fully deploy the Aryza Embedded Lending solution across our business by Summer 2022”.
Chief Executive Officer at Dreams
“We needed to see evidence of expertise in open banking – but even more important the capability to deliver a branded customer journey in order to help our customers feel confident in providing their data. Working with Aryza gave us the ideal partnership of industry experience and technical capability”
Head of Proposition Delivery – BNP Paribas
“Alongside our technical results, we have now also been able to achieve a high degree of automation in our IT operations, including complete integration of the solution into the overall IT architecture of Postbank and its subsidiaries, with various interfaces from supplier and customer systems. We have also managed to master Postbank’s large and constantly growing volume of data, especially in light of IFRS 9, and have been able to ensure stable and good performance for the system in daily operation. In addition to classic projects, the IFRS 9 models can be developed in an agile manner and put into production, enabling flexible and timely implementation.”
IT program manager at Postbank
“Aryza Dunning enforces better data registration and gives insight into the process, which allows us to work more efficiently and effectively. This also produces concrete results: we see a drop in the average number of days that accounts remain unpaid.“
Business Controller at Louwman Dealer Group
“After a successful pilot scheme, we’re delighted to have rolled out Dreams Credit Placement Portal to all 210 stores and our eCommerce platform. We complete around 1,400 credit applications each week, highlighting how important it is we get the process right first time and eliminate any unnecessary barriers at point of sale. “We looked to partner with the team at Aryza due to their extensive experience and market knowledge. They were able to offer us a bespoke solution like nothing else on the market and we were able to fully deploy the Aryza Embedded Lending solution across our business by Summer 2022”.
“We have been working with Aryza for a couple of years, and they have transformed the way that we are able to continue to help our customers. We chose Aryza as we were keen to utilise their experience, and to find a technical solution that enabled Freedom Finance to give a more holistic offering to our customers.”
Chief Commercial Officer, Freedom Finance
“If you look at the results we’ve achieved from partnering with Aryza – they’re really staggering. Productivity levels have increased four-fold, we’re moving cases so much faster, we have much better client engagement, lower arrears. It’s just been a hugely beneficial partnership for us.”
Chairman Creditfix
FAQ
What is Loan Origination Software?
Loan origination software is a method for delivering automated, fast, accurate and efficient approval of loans while maintaining regulatory compliance. This digital lending approach usually contains an easily navigable customer journey, and presents ROI to the user.
Contact us
"*" indicates required fields
