Offer suitable alternatives for customers who’ve been unsuccessful with a loan application
Speak to a member of the team to find out more about Aryza Decline
Download the Aryza Decline brochure
Aryza Decline provides a clear alternative for those consumers that may be unsuitable for lending, read more in our latest brochure.
Lending, banking
Automated decisioning and signposting for declined customers
With quick and accurate financial assessments, Aryza Decline enables you to effectively manage customers who have been declined for financial products
If you have your own FCA debt advice permissions, we can work with you to build your own white-labelled version of the Decline product. This can fit into your existing advisory processes. Alternatively you can work with our partner interfaces. They can use their debt advice permissions to take your declined clients and work them through their established process, generating quick results.
Benefits
Help for declined loan applications
Built to reflect your brand
Aryza Decline can be ‘white-labelled’ to reflect your brand and messaging and provide reassurance to your customers
Reliable and consistent data
Provide an in depth and accurate overview of finances based on open banking and credit bureau data along with your chosen questions
Consistent presentation of data
Convert the data gathered into a Standard Financial Statement (SFS)
Powerful rules engine
Apply rules to the SFS and provide a decision system that presents the consumer with the best outcome for their current position
Works with your CRM
Seamless transfer into CRM or case management tools – no re-keying required
Data security is in built
All data is stored in Azure servers
Support for your agents
Full end-to-end digital journey, also has a fully configurable Agent interface that enables an assisted journey supported by call centre staff if required
Minimal impact on in-house IT
You won’t need heavy IT resources to implement the software into your systems, and as speed-to-market is a priority, you can expect to be up and running within 5-6 weeks
Built with consumers in mind
Easily automate ongoing communications with your customer throughout their journey, and design automated operational flows to streamline communication
Tailored to your business processes
Aryza Decline can be configured to your business needs, rules and branding, making it a bespoke solution for you
Find out more about Aryza Decline, download our brochure now
1250+
Clients
10m+
People Helped
500+
Employees Worldwide
“At Shawbrook we value real-time data and the role it plays in unlocking SME lending. When selecting our partner for Open Banking and accounting Aryza were our number one choice. Aryza took the time to understand our business and deliver a digital solution that not only allows us to understand our customers financial wellbeing but also allows us to be more efficient and deliver a market leading service.”
Head of fintech strategy and commercialisation, Shawbrook Bank
“We needed to see evidence of expertise in open banking – but even more important the capability to deliver a branded customer journey in order to help our customers feel confident in providing their data. Working with Aryza gave us the ideal partnership of industry experience and technical capability”
Head of Proposition Delivery – BNP Paribas
“After a successful pilot scheme, we’re delighted to have rolled out Dreams Credit Placement Portal to all 210 stores and our eCommerce platform. We complete around 1,400 credit applications each week, highlighting how important it is we get the process right first time and eliminate any unnecessary barriers at point of sale. “We looked to partner with the team at Aryza due to their extensive experience and market knowledge. They were able to offer us a bespoke solution like nothing else on the market and we were able to fully deploy the Aryza Embedded Lending solution across our business by Summer 2022”.
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