Capital Analytics: Greater Transparency in Capital Use

Turn static allocations into informed decisions – with clear insights into risk, capital requirements, and optimisation potential.

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Enable proactive conversations

Aryza Unite – Capital Analytics enables the operational risk team to give the business the ability to see clearly why their capital numbers are what they are, and have informed discussions with operational risk teams about the impact of changes to risk exposure and control effectiveness.

Risk-Adjusted Capital Allocation

Calculate and allocate operational risk capital to business lines, leading to fully risk-adjusted return on capital (RARoC) values.

Strategic ‘What If’ Scenarios

Provide the board and C-suite with “what if” scenarios to help them understand how strategic decisions or potential loss events could impact capital.

Risk-Capital Relationship Insight

Enable the business to better understand the relationship between risk and capital. Identify areas for risk environment enhancement and incentivise the business towards better risk management.

Capital by Loss Type

Calculate easily the capital to be allocated to each business line by loss event type.

Performance by Capital Use

Measure business line performance based on capital allocation.

Capital-Risk Appetite Alignment

Align capital with the organisation’s risk appetite and operational risk framework.

Flexible Data Inputs

Choose how much data to use to calculate capital from internal losses, external losses, RCSAs and scenario analysis.

Capital Charge Comparison

Compare regulatory and economic capital charges across multiple user-set business lines and user-set loss event types.

Change the dynamic

For many business lines within financial services firms, conversations about regulatory capital and economic capital can sometimes feel one way. Each year they are simply told the capital assigned to their business, and they can have little understanding as to how they might lower that capital number for the following year. This often happens because risk teams don’t have the tools they need to provide additional insight. Aryza Unite – Capital Analytics enables firms to have more business value-centred conversations around capital.

“Aryza provides leading edge GRC software, with highly intuitive user interfaces and a host of features such as Business Intelligence and scenario analytics. Their comprehensive and robust solution makes them an ideal partner for us, both now and in the future as we ensure our risk and GRC processes continue to be at the highest level.”

Chief Risk Officer

“The Aryza GRC solution has depth of functionality covering Risk Control Self Assessments, Key Risk Indicators, Internal Loss Data Management plus Risk Intelligence tools, and this, coupled with the impressive speed and agility of the Aryza implementation process and their partnership approach, made them the clear winner in our selection process.”

CEO

“We’ve made some great progress in embedding Aryza Unite throughout the business this year and we really appreciate the support provided by Aryza. Really looking forward to showing the business the enormous value they’ll be able to get now that all the heavy lifting has been done!”

Head of Operational Risk

Case: Leading UK Based Investment Manager

Case: Leading Global Financial Services Firm

Case: Major Global Banking Institution

A leading UK based Investment Manager with over £22Bn in funds under management implemented Aryza Unite and migrated from another GRC supplier. The migration was carried out seamlessly with minimal to zero disruption.

The firm is using the Aryza Unite widely within the organisation and utilise the functionality for a large number of GRC activities.

These include:

Reporting and escalation of dealing errors using the Incident Management functionality
Compliance Monitoring
Compliance Thematic Reviews
Compliance Breaches
Internal Audit Reporting
Regulatory Horizon Scanning
Policy Exception
Product and Service Reviews
Third Party SLA Breaches
Data Breach Analysis and Escalation
Risk and Control Testing

This deployment demonstrates the wide potential of Aryza Unite to provide significant value across a wide spectrum of GRC activities and showcases the deep functionality and flexibility inherent in the system.

Despite the challenges of a rapidly changing regulatory environment, a leading global financial services firm has successfully implemented Aryza Unite, migrating from their legacy GRC system.

The firm identified a clear opportunity to enhance their GRC processes to meet more stringent regulatory requirements while improving operational efficiency. The Aryza system and team were chosen as they wanted to implement a market-leading and dynamic platform supporting a diverse range of GRC activities including incident management, risk and control assessments, key risk indicators, compliance and policy management.

The system needed to deliver more efficient risk management with effective and consistent risk assessment and reporting capabilities to support the firm’s operations across multiple jurisdictions. Utilizing its experienced team of GRC experts, coupled with its unique mix of modern, adaptable software, Aryza delivered a phased approach to implementing an enterprise-wide solution that automated processes, eliminated silos, and improved ease of use and efficiency.

The platform has led to significant improvements in incident management, risk assessment quality, and reporting capabilities, enabling the firm to respond more effectively to regulatory requirements

A major global banking institution with operations in over 30 countries implemented Aryza Unite to standardize their risk management approach across all regions. The company needed a solution that could accommodate varying regulatory requirements while providing consolidated group-level reporting.

The initial scope of the project was to implement the Risk and Control Assessment (RACA) module to create consistency in how operational risks were assessed across the organization. We delivered a configurable RACA process that allowed for local customization while maintaining group-wide standards. The system’s flexibility enabled the company to apply different risk assessment matrices for different business units while rolling up to consistent group reporting.

Following the successful implementation of the RACA module, the company expanded the implementation to include incident management, key risk indicators, and action tracking. The integrated nature of our solution allowed for automatic linkage between incidents, risks, and controls, providing a comprehensive view of the risk landscape.

The incident management functionality was particularly impactful as the wide and diverse nature of the group meant that reporting of incidents was unstructured and difficult to quantify and track.

The implemented system was transformational and enabled a centralised view of incidents, with rapid response times and features such as root cause analysis and automated action plans