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aryza decline

Offer suitable alternatives for customers who’ve been unsuccessful with a loan application

Automated decisioning and signposting for declined customers – Aryza Decline uses application information combined with Open Banking data to provide other, non-lending options to consumers who may be unsuitable for lending.

FEATURES & FUNCTIONALITY

With quick and accurate financial assessments, Aryza Decline enables you to effectively manage customers who have been declined for financial products

If you have your own FCA debt advice permissions, we can work with you to build your own white-labelled version of the Decline product. This can fit into your existing advisory processes. Alternatively you can work with our partner interfaces. They can use their debt advice permissions to take your declined clients and work them through their established process, generating quick results.

1

Built to reflect your brand

Aryza Decline can be ‘white-labelled’ to reflect your brand and messaging and provide reassurance to your customers.

02

Reliable and consistent data

Provide an in depth and accurate overview of finances based on open banking and credit bureau data along with your chosen questions.

03

Simple SFS presentation of finances

Convert the data gathered into a
Standard Financial Statement (SFS).

04

Automated rules-based decisioning

Apply rules to the SFS and provide a decision system that presents the consumer with the best outcome for their current position.

05

Automatic data transfer

Seamless transfer into CRM or case management tools – no re-keying required.

06

Data security is built in

All data is securely stored in Azure servers.

07

Support for your agents

Full end-to-end digital journey, also has a fully configurable Agent interface that enables an assisted journey supported by call centre staff if required.

08

Minimal impact on in-house IT

You won’t need heavy IT resources to implement the software into your systems, and as speed-to-market is a priority, you can expect to be up and running within 5-6 weeks.

09

Built with consumers in mind

Easily automate ongoing communications with your customer throughout their journey, and design automated operational flows to streamline communication.

10

Tailored to your business processes

Aryza Decline can be configured to your business needs, rules and branding, making it a bespoke solution for you.

BENEFITS

Developing a positive impression of your brand – even with consumers that you are unable to lend to

Additional revenue streams

You can create revenue from non-performing financial services leads via referral fees when you signpost customers to the insolvency and debt solution providers.

Develop your own business model

If you have your own FCA permissions it is possible to work with us to build your own version of the Aryza Decline product. This can fit into your existing advisory processes.

Automated digital communication

Easily automate ongoing communication with your customer throughout their journey, and design automated operational flows to streamline communication.

Allowing your agents to help if required

Assisted journeys – Agents can interact remotely within the same interface as the consumer to edit plans, update details and more, making customer support easier and more effective.

Provide the support your customer needs

Reduce stress for your customers by offering them a full range of short and long-term options.

Get in touch to see how Aryza Decline can help your business

If you look at the results we’ve achieved from partnering with Aryza – they’re really staggering. Productivity levels have increased four-fold, we’re moving cases so much faster, we have much better client engagement, lower arrears. It’s just been a hugely beneficial partnership for us.

Creditfix Chairman

Let's see what we can achieve together

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