Offer suitable alternatives for customers who’ve been unsuccessful with a loan application
Automated decisioning and signposting for declined customers – Aryza Decline uses application information combined with Open Banking data to provide other, non-lending options to consumers who may be unsuitable for lending.
FEATURES & FUNCTIONALITY
With quick and accurate financial assessments, Aryza Decline enables you to effectively manage customers who have been declined for financial products
If you have your own FCA debt advice permissions, we can work with you to build your own white-labelled version of the Decline product. This can fit into your existing advisory processes. Alternatively you can work with our partner interfaces. They can use their debt advice permissions to take your declined clients and work them through their established process, generating quick results.
Built to reflect your brand
Aryza Decline can be ‘white-labelled’ to reflect your brand and messaging and provide reassurance to your customers.
Reliable and consistent data
Provide an in depth and accurate overview of finances based on open banking and credit bureau data along with your chosen questions.
Simple SFS presentation of finances
Convert the data gathered into a
Standard Financial Statement (SFS).
Automated rules-based decisioning
Apply rules to the SFS and provide a decision system that presents the consumer with the best outcome for their current position.
Automatic data transfer
Seamless transfer into CRM or case management tools – no re-keying required.
Data security is built in
All data is securely stored in Azure servers.
Support for your agents
Full end-to-end digital journey, also has a fully configurable Agent interface that enables an assisted journey supported by call centre staff if required.
Minimal impact on in-house IT
You won’t need heavy IT resources to implement the software into your systems, and as speed-to-market is a priority, you can expect to be up and running within 5-6 weeks.
Built with consumers in mind
Easily automate ongoing communications with your customer throughout their journey, and design automated operational flows to streamline communication.
Tailored to your business processes
Aryza Decline can be configured to your business needs, rules and branding, making it a bespoke solution for you.
Developing a positive impression of your brand – even with consumers that you are unable to lend to
Additional revenue streams
You can create revenue from non-performing financial services leads via referral fees when you signpost customers to the insolvency and debt solution providers.
Develop your own business model
If you have your own FCA permissions it is possible to work with us to build your own version of the Aryza Decline product. This can fit into your existing advisory processes.
Automated digital communication
Easily automate ongoing communication with your customer throughout their journey, and design automated operational flows to streamline communication.
Allowing your agents to help if required
Assisted journeys – Agents can interact remotely within the same interface as the consumer to edit plans, update details and more, making customer support easier and more effective.
Provide the support your customer needs
Reduce stress for your customers by offering them a full range of short and long-term options.
Get in touch to see how Aryza Decline can help your business
If you look at the results we’ve achieved from partnering with Aryza – they’re really staggering. Productivity levels have increased four-fold, we’re moving cases so much faster, we have much better client engagement, lower arrears. It’s just been a hugely beneficial partnership for us.
Let's see what we can achieve together
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