Introducing Aryza AI Agents

Autonomous customer engagement. Built for regulated industries.

Organisations managing high volumes of customer interactions are under increasing pressure to improve engagement, reduce operational cost and maintain consistent compliance.

Aryza Engage AI Agents are built to address all three – autonomously, across voice, digital and self-service channels

400m+

AI calls handled globally

128

Languages & accents supported

100%

Interaction oversight via AI QA

2–4

Weeks to deployment

THE PLATFORM

One platform. Every conversation.

Aryza Engage is an AI-native autonomous customer engagement platform for regulated organisations managing high-volume customer interactions. Every agent is powered by intent-based AI – meaning conversations are understood in context, not just matched to keywords, so customers are handled accurately, compliantly and at scale – across voice, SMS, email, chat and self-service.

Intent-based AI

Conversations are understood in context, not keyword-matched. Aryza AI Agents understand what customers mean – handling nuance, redirections, and complex situations naturally.

Direct API integration

Integrates with your existing systems via API — including other Aryza platforms. No rip-and-replace. Deployed alongside what you already have, live within two to four weeks.

Fully configurable

Every agent is configured to your policies, brand tone, compliance requirements and customer outcomes. Not a proof of concept – a production deployment managing real conversations.

Built for compliance

Configurable compliance controls, vulnerability detection, full interaction audit trails, and 100% QA coverage as standard. Designed for the regulatory environments your teams operate in every day.

MEET THE AGENTS

Introducing Aria – Aryza’s AI Mortgage Agent. Watch Aria manage a complete inbound mortgage application, from the opening call through identity verification, full application capture and credit decision – in under five minutes. No live agent involved at any stage.

Watch a real conversation with Aria

Want to see what an AI Agent could do for your operation?

Each Aryza AI Agent has a distinct name, voice and area of specialisation. Purpose-built for their role, trained for their regulatory context and configured to your organisation’s needs. Aryza AI Agents support 128 languages, dialects and regional accents, meaning every agent can be deployed to match your customer base and geography.

Meet two more of our AI Agents below and listen to each agent handling a real customer conversation.

Arlo – Aryza’s AI Collections Agent

Arlo handles high-volume collections conversations autonomously – verifying identity, negotiating payment arrangements, detecting vulnerability and escalating to live agents with full context when required

Play Arlo demo

Sarah – Aryza’s Recovery Agent

Sarah handles recovery conversations with existing customers, navigating sensitive situations such as job loss and financial hardship compliantly and empathetically, and directing customers to the right support when specialist guidance is needed.

Play Sarah demo

Find out how Aryza AI Agents could be configured for your organisation.

EVERY USE CASE

Built for every conversation

Aryza Engage AI Agents are already deployed across a wide range of customer-facing use cases in regulated industries. Every agent is fully configurable – the same underlying platform adapts to the specific journeys, compliance requirements and customer outcomes that matter to your organisation.

Mortgage origination

End-to-end application capture, ID&V and credit decisioning. Autonomously in a single call.

Collections & recoveries

Payment negotiation, arrangement setting, Right Party Verification and vulnerability detection at scale. AI agents handle 380–420 closed conversations per day, versus 50–70 for voice-only teams.

Credit & lending

Inbound customer service, affordability assessments and self-service account management.

Utilities & telecoms

High-volume customer engagement, payment handling and arrears management across digital channels.

Retail & commercial banking

Account servicing, query handling and outbound engagement at the scale Tier 1 institutions require.

Custom use cases

If you can describe the conversation, we can build the agent. Every deployment is configured to your specific requirements.

UNDER THE HOOD

The capability behind the conversationn

Every Aryza Engage deployment is underpinned by a robust set of capabilities that go beyond the conversation itself, giving your teams complete visibility, control and confidence across every interaction

AI Quality Assurance

Every interaction – AI agent and human agent – is scored automatically against configurable compliance scorecards. No manual sampling. No blind spots.

  • 100% interaction coverage, not just sampled calls
  • Configurable scorecards for compliance, tone, disclosures and performance
  • Structured QA report generated for every conversation
  • Up to 77% reduction in QA operating cost

AI Speech Analytics

Full transcription, intent classification, sentiment detection and event logging across every inbound and outbound call, with real-time escalation when key signals appear.

  • Detects vulnerability signals, disputes and compliance risks in real time
  • Configurable escalation rules trigger supervisor alerts instantly
  • 86.5% of calls classified by intent automatically
  • Supports your move to a fully AI-led operating model

Two-Way AI Chat

AI-powered chat that handles complete two-way customer conversations – not just automated messages. Customers can ask questions, respond, negotiate and resolve, with the AI managing the full exchange from first message to outcome.

Deployed across webchat, WhatsApp and RCS, Two-Way AI Chat is consistently one of the highest-ROI channels across Aryza Engage deployments – reaching customers who don’t answer calls and converting conversations that would otherwise go unresolved.

  • Full two-way conversation handling, not one-directional messaging
  • Deployed across webchat, WhatsApp and RCS
  • Inbound and outbound, with AI continuing the conversation when customers reply
  • Seamless escalation to live agent with full chat transcript when required

Engagement across voice, digital and self-service

Customers are met on the channel that works for them, with consistent outcomes and compliance controls across every touchpoint. Launch outbound campaigns and let AI continue the conversation when customers reply, with no manual follow-up required.

  • Voice, SMS, email, webchat, chat, WhatsApp and RCS
  • Inbound and outbound across all channels – including two-way campaign engagement
  • 45% average outbound engagement rate across SMS, chat and WhatsApp campaigns
  • Single platform, unified oversight
  • Channel-switching without journey interruption

Agent Assist

When a conversation requires a human, Aryza Engage ensures the handover is handled with full context – real-time guidance and AI support for live agents from the moment the call transfers.

  • Verified customer transferred with full call transcript
  • Real-time suggested responses and compliance prompts
  • AI Virtual Agent Trainer for agent onboarding and scenario practice
  • Conversation summaries and automatic dispositioning

Right Party Verification

Right Party Verification is essential in collections but resource-intensive at scale. Aryza’s AI Transfer Agent dials at scale, verifies customer identity in real time via voice and SMS two-factor authentication, then warm-transfers confirmed contacts to a live agent – complete with call context and metadata.

  • 5x more RPVs than offshore teams
  • Achieved using just 20% of the dial volume
  • Verified customer transferred with full conversation context
  • Configurable for first-party and third-party collections environments
PROVEN PERFORMANCE

Results that speak for themselves

The case for AI-driven customer engagement is built on outcomes, not promises. Across Aryza Engage deployments globally, our AI Agents are delivering measurable impact in collections performance, operational cost, compliance coverage and return on investment.

72x

ROI on AI operational cost – debt collections agency

25.9x

ROI on AI cost – legal collections firm

£6.3m

Recovery impact – collections agency

77%

Reduction in QA operating cost – collections contact centre

7–12%

Uplift in collections performance

75%

Lower operational costs

88%

Reduction in processing time

400m+

AI calls handled globally

Ready to explore the business case?

WHY ARYZA

Most AI is built by technology companies learning an industry – Aryza AI Agents are built by a company that has spent decades inside it

Aryza has been working with regulated credit, collections and debt organisations for over twenty years – across lending, collections, recovery, insolvency and debt servicing. That accumulated understanding of how these operations work, what compliance really requires, and how customers behave in financial difficulty is embedded into every AI Agent we build.

It is why our AI Agents are trained to handle vulnerability detection, affordability assessment and regulatory disclosure in the same conversation, not as separate workflows bolted together. The result is AI that does not need to be taught the fundamentals of your environment. It already understands the regulatory frameworks, the conversation dynamics, the vulnerability signals and the operational constraints.

Our AI Agents are part of an integrated suite of solutions that covers the full credit and debt lifecycle, backed by deep regulatory expertise, enterprise-grade security, and a team of subject matter experts who understand the environments you operate in every day.

Find out what Aryza AI Agents could do for your organisation

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