Is Your Capital Data Telling The Whole Story?
With clear insight into how risk exposure, controls, and performance drive capital requirements, firms can make smarter, more aligned decisions.
Aryza Unite transforms capital planning from a one-way process into a transparent, risk-adjusted dialogue.
Capital is more than a regulatory requirement. Managed effectively, it becomes a tool for performance optimisation and risk resilience. Aryza Unite provides operational risk and finance teams with a shared view of capital drivers, supporting strategic allocation and informed conversations across the business.
Change the Dynamic
For many business units, capital allocation feels one-sided, assigned with little visibility and few levers to influence outcomes. Aryza Unite changes that. By equipping operational risk teams with the right tools, it empowers them to support informed, two-way conversations about how risk exposure, control effectiveness, and strategic decisions affect capital needs.
Enable Proactive Conversations
With Aryza Unite, businesses can understand how capital figures are derived, see the connection between capital and risk, and explore how changes to controls or exposures may improve outcomes over time. This creates a foundation for ongoing dialogue and more strategic decision-making.
Why Finance & Risk Teams Choose Aryza Unite
Risk-Adjusted Capital Allocation
Allocate operational risk capital by business line, generating fully risk-adjusted return on capital (RARoC) metrics to inform decision-making.
Strategic ‘What If’ Scenarios
Model ‘what if’ scenarios for the board and executive team to explore how operational changes or emerging risks could affect capital requirements.
Capital by Loss Type
Calculate capital allocation by loss event type, offering clearer insights into where capital is being consumed and why.
Performance by Capital Use
Track and assess business line performance in relation to their capital allocations to support accountability and strategic alignment.
Capital–Risk Appetite Alignment
Align capital deployment with your operational risk framework and overall risk appetite, ensuring consistent, risk-aware resource planning.
Flexible Data Inputs
Incorporate a wide range of inputs (internal and external losses, RCSAs, scenario analysis, etc.) to ensure capital models reflect the firm’s risk reality.
Capital Charge Comparison
Compare regulatory and economic capital charges across user-defined business lines and loss types for greater transparency and strategic flexibility.
Risk–Capital Relationship Insight
Help the business understand how risk and capital are connected. Identify areas to strengthen the control environment and incentivise stronger risk management.
Find out more
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