Open Banking Access

Our open banking access solutions make customer engagement and data collection quick, easy, and accurate

Our systems have been designed to absorb data from open banking and we have built strategic alliances with leading Account Information Service Providers to make their services available to you, via links or a bespoke interface.

Easily and instantly get your customer’s consent to access their banking, transaction, and other financial data from banks, and get a unique and accurate view of affordability.

We can help implement a bespoke Open Banking strategy that fits your specific business requirements, whether you want to increase acceptance rates on customers with thin credit files, reduce your volume of marginal declines for financial products, or simply streamline the process of gathering accurate consumer data.

Open banking access in numbers

80%

of people who already used Open Banking-enabled apps said they helped them improve how they manage their money

60%

of consumers on insolvency plans choose to use Open Banking to conduct their annual review

>70%

of consumers conduct their financial transactions on a mobile device, Open Banking makes gathering data much quicker

Our open banking access products

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Aryza Engage

A simple user interface, completed by the consumer, to gain a clear understanding of their income, outgoings and credit commitments, along with ongoing affordability and vulnerability.

Regions available:

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Aryza Recover

Aryza Recover is a digital collection and recovery tool supporting real time links with consumers and businesses. Customers are able to provide affordability data directly or via open banking. Once data is complete suitable payment plans are presented to the customer. Payments plans can be collected from platform or passed back to external systems.

Regions available:

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Aryza Advize

Automate your business with a suite of tools for case management, customer onboarding and creditor engagement. Our award-winning debt management software is ideal for companies in the debt insolvency industry and beyond, including brokers, lenders, financial advisors, introducers, lead providers and more.

Regions available:

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Aryza Review

Aryza Review gives your customers access to an automated tool that can be used to gather personal and financial information to give an accurate view of affordability and vulnerability.

Regions available:

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Aryza Lend

Aryza Lend is a secure, cloud-hosted lending and leasing platform which automates the entire lending cycle. Save time, money, and manage servicing of loans in a way which is easy to keep on top of. From application to collection, this is an all-in-one secure loan software solution for mortgage providers, credit card providers, vehicle finance providers and other lenders.

Regions available:

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Aryza Insolv

The new Aryza Insolv case management software builds on our experience of systems, software, and best practice within the insolvency sector to deliver a truly global insolvency software product that adapts to the regional requirements and local legislation in each area.

Regions available:

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Aryza Originate

Aryza Originate is a secure, cloud-hosted end-to-end loan management software solution. It’s been designed to originate and manage financial products quickly, automatically cost-effectively.

Regions available:

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Aryza Acquire

Aryza Acquire allows the onboarding of customers, using open banking and bureau services to populate their details within minutes. With automated decisioning, you can offer the appropriate products and services to your customers, based on their true affordability and vulnerability.

Regions available: