Financial Assessment Software

Financial assessment software to provide an instant, automatic and accurate picture of financial fitness

Instant and accurate online financial assessment

Technology to streamline and automate your processes, from faster onboarding to better signposting, and safer, more consistent data aggregation.

Our technology was designed to take the man-hours and paperwork out of necessary financial assessment, allowing you to onboard new customers faster, stay compliant, and offer your customers better and more appropriate solutions.

aryza acquire

Onboard new customers with an instant, accurate view of their finances

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aryza decline

Offer suitable alternatives for customers who’ve been unsuccesful with a loan application

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aryza recover

A powerful tool for automating payment plans and collection strategies

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aryza engage

A new way to build lifetime value with your customers

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aryza messenger

Instant messaging portal with integrated Open Banking

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aryza vantage b2b

Supporting the digital transformation and decisioning of financial institutions

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aryza commercial solutions

This Aryza platform has 3 distinct products that cover the whole debt cycle

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Credit Analysis Software FAQs

What is credit analysis?

Credit analysis is carried out by lenders to determine the ability of a company or person to repay a loan or to set up a credit agreement (or to find the best debt solution for them). It’s a vital part of the credit application process as it is this which decides how much a client can borrow or their suitability for any account where credit is being offered. A business conducts credit analysis on potential customers to evaluate their creditworthiness and the level of credit risk associated with extending credit to them.

How can credit analysis software help?

To keep up with the competition, businesses are under growing pressure to increase speed and efficiency during the credit application process. This means arriving at good-quality decisions quickly while also minimising risk, which is made possible using credit analysis software.
Credit analysis software enables creditors to swiftly analyse the creditworthiness of a client and reach a decision. This accelerates growth as more applicants can be processed and approved in a shorter time, without the additional manual labour and paperwork that would otherwise be required. Creditors no longer face a choice between risk mitigation and efficiency, as both can be achieved simultaneously with credit analysis software. Much of the heavy lifting of the credit application process can now be automated using decision systems and artificial intelligence, which will improve the customer experience and the efficiency of the credit application process.

What are the benefits of credit analysis software?

There are several benefits to creditors and customers using credit analysis software. We explore some of the key benefits below:
– Enables creditors to maximise the number of agreement that they can process without increasing risk
– Minimises bad debt: these are the biggest strain on any company that offers finance
– Digital automation of processes eliminates the need for additional man-hours and paperwork, reducing costs
– Enables creditors to standardise compliance and decision making
– Enhanced insights and analysis into credit agreements
– Once centralised platform to manage all credit assessments

Who uses credit analysis software?

Credit analysis software is by creditors across various industries. Some of the more common ones include:
– Mortgage providers
– Credit card providers
– Energy providers
– Telecommunications providers
– Broadband providers
– Insolvency practitioners
– Debt management companies
– Debt purchasers
– Other lenders and investors